I love the idea of local only apps woth no network comms. I do wish macOS had some way you could enforce that out of the box though. Rather than trust the claims of the developer.
Another app I love that does the same. Queryable which lets you natural language search your photos on device on iOS and predates most of the current AI craze (2022) and also apple adding this themselves to photos:
https://queryable.app/
Very cool. What does it use the model for? Could you replace it with something lighter, like some classifiers[0]? Or do you need the chat? Besides the chat, what other tasks is the model used for? Thank you!
Very nice project. I think this is is in the step of the right direction for agent-driven assistance.
> How it works: you import a CSV from any bank, in any currency.
I think this is where you're going to lose people. If you're having to pull in data from multiple different sources, each with their own flow for exporting, I think this might be a non-starter for creating good financial habbit.
I recnetly had success integrating my local AI agent with Monarch money via an open source monarch MCP project. It took a bit of (AI) hacking the login stuff, but now I'm able to pull transactions, query patterns, have a daily report generated from hermes, etc. Much more technical that your target audience but possibly offers some inspiration.
Appreciate the feedback. There's also a connected mode leveraging Plaid where transactions pass through servers memory and never stored. Outside the US, CSV is the only path for now otherwise agree CSV export is a chore for multi-bank users.
A lot of banks make it easier to export PDF statements. I wonder if you could try adding the ability to extract transactions from a PDF. I've been working on something more limited (extracting just the account balance) with Qwen3 4B with decent success.
You could add support for something like simplefin.org, which provides an API for connecting to many different financial orgs. It is what I have been using for my local setup with Actual budget.
I use budgeting apps on a daily basis, and I'll just share my personal feedback: I'm absolutely not downloading ~3 gigs for a budget app. Everything I need to "ask" the app is already available to me in the form of reports, charts, and tables. I don't really have many open-ended questions about my budget because anything important to track is already handled deterministically.
Also yes, it's local but the data you're importing is already with a private organization on the cloud. In that sense, having a local copy of it does not really do anything for me in terms of privacy etc.
As I said, I use budgeting apps daily (one for personal use (self-made), another for business (very old freenium era software that has not failed me in the last 5+ years of self-hosting it)) and I do not see any need for generative AI in that workflow from my pov. YMMV
Thanks for the feedback and describing your budgeting routine and needs. Just to add that the 2.5G checker can be switched off in Settings. The reader is only a small tuned 0.6B model (397 MB).
Chat is optional, the app is a complete and free budgeting app (reports, rules, money flow, forecast etc.). As for privacy, "local" usually means your data not your questions, sure the banks hold the transactions but your questions and analysis shouldn't go to the cloud hence this project.
> Also yes, it's local but the data you're importing is already with a private organization on the cloud. In that sense, having a local copy of it does not really do anything for me in terms of privacy etc.
I'm not sure what you mean? Surely processing on your computer instead of Anthropic's computer is a significant privacy improvement?
Another app I love that does the same. Queryable which lets you natural language search your photos on device on iOS and predates most of the current AI craze (2022) and also apple adding this themselves to photos: https://queryable.app/
0: https://jeffyclassify.com/blog/when-llms-fail-at-classificat...
Still it could be handy to be able to do that locally, maybe model tweaks could be shared back upstream.
The bridge between deterministic accounting principles to non-deterministic patterns trying to simulate it at will is a pretty big thing to cover.
> How it works: you import a CSV from any bank, in any currency.
I think this is where you're going to lose people. If you're having to pull in data from multiple different sources, each with their own flow for exporting, I think this might be a non-starter for creating good financial habbit.
I recnetly had success integrating my local AI agent with Monarch money via an open source monarch MCP project. It took a bit of (AI) hacking the login stuff, but now I'm able to pull transactions, query patterns, have a daily report generated from hermes, etc. Much more technical that your target audience but possibly offers some inspiration.
It also requires you generally to trust some third party with your data.
Here’s an API one for Australia / New Zealand / USA: https://redbark.com/developers
Also yes, it's local but the data you're importing is already with a private organization on the cloud. In that sense, having a local copy of it does not really do anything for me in terms of privacy etc.
As I said, I use budgeting apps daily (one for personal use (self-made), another for business (very old freenium era software that has not failed me in the last 5+ years of self-hosting it)) and I do not see any need for generative AI in that workflow from my pov. YMMV
Chat is optional, the app is a complete and free budgeting app (reports, rules, money flow, forecast etc.). As for privacy, "local" usually means your data not your questions, sure the banks hold the transactions but your questions and analysis shouldn't go to the cloud hence this project.
Downloads will already be on the machine.
https://developer.apple.com/documentation/foundationmodels
I'm not sure what you mean? Surely processing on your computer instead of Anthropic's computer is a significant privacy improvement?